
2MDOpinion delivers world-class medical second opinion from top specialists, giving patients clarity and confidence in just days, not months
Many U.S. patients use **HSA/FSA** funds to pay for non-emergent second opinions. Here’s how to do it responsibly and keep the right documentation.
– **HSA**: Available with HSA-eligible high-deductible health plans; funds roll over year to year.
– **FSA**: Use-it-or-lose-it (with limited carryover/grace options), sponsored by employers.
– Second opinions typically qualify as eligible medical expenses when primarily for diagnosis/treatment decisions.
– Pay with your HSA/FSA card or pay out-of-pocket and be reimbursed from your account.
– Itemized receipt from 2MD Opinion
– Specialist report (keep for your records)
– Any referrals/authorizations if your plan requires them
– Confirm eligibility with your HSA/FSA administrator
– Keep records for tax purposes
– Submit promptly if your FSA has deadlines
– Transparent pricing before you proceed
– Itemized receipts and documentation
– Secure, digital records for your files
2MDOpinion delivers world-class medical second opinion from top specialists, giving patients clarity and confidence in just days, not months
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